Are you looking for a budget-friendly destination to live or stay for a short while? Come to Ghana. Ghana which is known as the “Gateway to West Africa,” is a vibrant and culturally rich country providing a diverse range of affordable living options.
With a stable economy, warm climate, and welcoming communities, Ghana is an appealing destination for individuals seeking affordable yet comfortable places to call home.
In this article, we will explore the top 20 affordable places to live in Ghana with brief descriptions, regions, and the average cost of living.
Factors That Determines The Affordability Of A City In Ghana
Here are some factors that determine an affordable city in Ghana.
- The cost of living plays a significant role in knowing the affordability of a city. It features various expenses, such as housing, transportation, groceries, healthcare, and entertainment. Averagely, cities with lower costs of living are considered more affordable.
- The cost of housing is a vital component of living expenses. In an affordable city, the prices of rental properties tend to be more reasonable and within reach for a larger segment of the population.
- The income levels and job opportunities available in a city are very important in determining affordability especially when there are high job opportunities with a higher salary, the city becomes more affordable to live in.
The Top 20 Affordable Places To Live In Ghana
Kumasi – Ashanti Region
Kumasi is Known as the “Garden City,”. It offers a lower cost of living compared to the capital city, Accra. The city boasts a rich cultural heritage, bustling markets, and a lively atmosphere.
Cost Of Living At Kumasi
The average cost of Living in Kumasi is moderate.
Cape Coast – Central Region
The Cape Coast is located along Ghana’s stunning coastline. Cape Coast is well known for its historical landmarks, beautiful beaches, and affordable housing options.
Cost Of Living At Cape Coast
The average cost of living in Cape Coast is moderate.
Takoradi – Western Region
Takoradi is a major port city. It offers a range of job opportunities and a lower cost of living. It is known for its oil and gas industry and its closeness to picturesque beaches.
Cost Of Living At Takoradi
The average cost of living in Takoradi is moderate.
Koforidua – Eastern Region
Koforidua is the capital of the Eastern Region and is renowned for its vibrant markets, serene surroundings, and affordable housing options.
Cost Of Living At Koforidua
The average cost of living at Koforidua is very affordable.
Sunyani – Bono Region
Sunyani is one of the peaceful cities nestled in the heart of Ghana. It provides affordable housing, a friendly community, and a slower pace of life.
Cost Of Living At Sunyani
The cost of living at Sunyani is very affordable.
Tamale – Northern
Tamale is the largest city in the Northern part of Ghana and has a low cost of living and is known for its rich cultural traditions and warm hospitality.
Cost Of Living At Tamale
The cost of living at Tamale average is very affordable
Ho is the regional capital of Volt and is a picturesque city surrounded by hills and valleys. It offers affordable housing and a tranquil lifestyle.
Cost Of Living At Ho
The cost of living at Ho is averagely affordable.
Techiman – Bono East Region
Techiman is an emerging city with affordable housing options, a lively market scene, and a growing economy.
Cost Of Living At Techiman
The cost of living at Techiman is affordable
The average cost of living at Techiman is affordable
Wa – Upper West
Wa is the capital of the Upper West Region and it is an affordable and peaceful city with a close-knit community and rich cultural heritage.
Cost Of Living At Wa
The cost of living at Wa is affordable
Nkawkaw Eastern Region
Nkawkaw is a small but vibrant town located on the main highway between Accra and Kumasi. It offers affordable living and easy access to major cities.
Cost Of Living At Nkawkaw
The average cost of living at Nkawkaw is affordable.
Bolgatanga – Upper East
Bolgatanga which is popularly known as Bolga, is a charming town with a low cost of living. It is famous for its crafts and traditional architecture.
Cost Of Living At Bolgatanga
The average cost of living in Bolgatanga is Affordable
Sekondi-Takoradi – Western Region
Sekondi-Takoradi, popularly called “Takoradi,” offers a blend of affordable living, job opportunities, and closeness to beautiful beaches.
Cost Of Living At Sekondi-Takoradi
The average cost of living at Sekondi-Takoradi is moderate
Tema – Greater Accra Region
Tema is a planned industrial city found along the coast. It has a slightly higher cost of living, it offers numerous employment opportunities and a range of amenities.
Cost Of Living At Tema
The average cost of living at Tema is Moderate
Nsawam – Eastern Region
Nsawam is a peaceful town found on the eastern outskirts of Accra. It provides affordable housing options and a quieter environment.
Cost Of Living At Nsawam
The average cost of living at Nsawam is affordable
Obuasi – Ashanti
Obuasi is well known for its gold mining industry and it offers affordable housing options, making it an attractive place to settle.
Cost of Living at Obuasi
The average cost of living at Obuasi is affordable
Kasoa – Central Region
Kasoa can be found just outside Accra and it offers affordable housing and easy access to the capital. It is a rapidly growing urban area with a vibrant community.
Cost of Living At Kasoa
The average cost of living at Kasoa is affordable
Wenchi – Bono Region
Wenchi is a small town in the Bono Region with an affordable cost of living and picturesque surroundings. It offers a peaceful and laid-back lifestyle.
Cost Of Living At Wenchi
The average cost of living at Wenchi is affordable.
Axim – Western Region
Axim is a coastal town in the Western Region that offers affordable living near pristine beaches and a tranquil environment.
Cost of Living At Axim
The cost of living at Axim is affordable
Keta – Volta
Keta can be found on the Gulf of Guinea and is known for its sandy beaches and affordable housing options. It provides a serene coastal lifestyle.
Cost Of Living At Keta
The average cost of living at Keta is affordable
Akosombo – Eastern Region
Akosombo is a small town in the Eastern region known for its scenic views of the Volta River and the Akosombo Dam. It provides affordable living options and a peaceful atmosphere.
Cost of Living At Akosombo
The average cost of living at Akosombo is Affordable
Why You Should Live In These Top 20 Affordable Places
When you live in an affordable place, you can save enough money for other investments. Again, you will have the peace of mind to live your life.
We covered the top affordable cities to live in Ghana with their region, description, cost of living, and more. If you want to live in an affordable place, you can consider any of these places in Ghana. If you want to know only for Accra, then you can check out affordable places to live in Accra.