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The Top 20 Affordable Places To Live In Ghana

If you are in search of an economical destination for either permanent residence or a temporary stay, Ghana beckons. Recognized as the “Gateway to West Africa,” Ghana is a nation teeming with vibrancy and cultural richness, offering an array of budget-friendly living options.

Boasting a stable economy, pleasant climate, and hospitable communities, Ghana stands out as an attractive choice for those desiring affordable yet comfortable living spaces.

Within this article, we embark on a journey to unveil the top 20 cost-effective places to reside in Ghana. Each location is accompanied by succinct descriptions, details about their respective regions, and insights into the average cost of living.

Factors That Determine The Affordability Of A City In Ghana

Determining the affordability of a city in Ghana involves considering several key factors:

  1. Cost of Living: The overall cost of living, encompassing expenses like housing, transportation, groceries, healthcare, and entertainment, is a pivotal factor. Cities with lower overall costs of living are generally perceived as more affordable, as they provide a better economic environment for residents.
  2. Housing Costs: The cost of housing, including rental properties, is a critical component of affordability. In cities deemed affordable, housing prices are usually more reasonable, making it financially accessible for a broader segment of the population.
  3. Income Levels and Job Opportunities: The availability of job opportunities and the corresponding income levels are crucial factors in determining affordability. Cities with ample job opportunities and higher average salaries tend to be more affordable, as residents can meet their living expenses more comfortably.
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By assessing these factors collectively, one can gain insights into the overall affordability of a city in Ghana.

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It involves a careful consideration of the interplay between living costs, housing affordability, and the economic opportunities available to residents.

The Top 20 Affordable Places To Live In Ghana

Kumasi – Ashanti Region

Distinguished as the “Garden City,” Kumasi stands out for its affordability in comparison to the capital city, Accra.

This city is renowned for its profound cultural heritage, vibrant markets, and lively atmosphere that captivates residents and visitors alike.

Cost Of Living At Kumasi

The average cost of Living in Kumasi is moderate.

Cape Coast – Central Region

Situated along Ghana’s picturesque coastline, Cape Coast emerges as a captivating destination. Renowned for its historical landmarks, pristine beaches, and accessible housing choices, Cape Coast beckons with a unique blend of cultural heritage and affordable living.

Cost Of Living At Cape Coast

The average cost of living in Cape Coast is moderate.

Takoradi – Western Region

Takoradi is a major port city. It offers a range of job opportunities and a lower cost of living. It is known for its oil and gas industry and its closeness to picturesque beaches.

Cost Of Living At Takoradi

The average cost of living in Takoradi is moderate.

Koforidua – Eastern Region

As the capital of the Eastern Region, Koforidua stands as a notable hub celebrated for its lively markets, tranquil surroundings, and budget-friendly housing alternatives.

Cost Of Living At Koforidua

The average cost of living at Koforidua is very affordable.

Sunyani – Bono Region

Nestled in the heart of Ghana, Sunyani unfolds as one of the tranquil cities, offering affordable housing, a welcoming community, and a more relaxed pace of life.

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Cost Of Living At Sunyani

The cost of living at Sunyani is very affordable.

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Tamale – Northern

Tamale stands out as the largest city in the Northern region of Ghana, celebrated for its affordable cost of living, vibrant cultural heritage, and genuine warmth in hospitality.

Cost Of Living At Tamale

The cost of living at Tamale average is very affordable

Ho–Volta Region

Ho, the regional capital of Volta, is a scenic city nestled amid hills and valleys. Renowned for its affordable housing options and serene lifestyle, it presents an appealing choice for those seeking tranquility.

Cost Of Living At Ho

The cost of living at Ho is averagely affordable.

Techiman – Bono East Region

Techiman is rapidly emerging as a city of prominence, characterized by affordable housing choices, a vibrant market scene, and a burgeoning economy.

Cost Of Living At Techiman

The cost of living at Techiman is affordable.

Wa – Upper West

Wa, serving as the capital of the Upper West Region, epitomizes an affordable and serene city, fostering a close-knit community intertwined with a profound cultural heritage.

Cost Of Living At Wa

The cost of living at Wa is affordable

Nkawkaw Eastern Region

Nkawkaw, though small in size, exudes vibrancy as it sits prominently on the main highway connecting Accra and Kumasi.

This town provides affordable living and convenient accessibility to major cities, making it an attractive choice for residents.

Cost Of Living At Nkawkaw

The average cost of living at Nkawkaw is affordable.

Bolgatanga – Upper East

Bolgatanga, affectionately known as Bolga, stands as a charming town adorned with a modest cost of living.

Renowned for its crafts and traditional architecture, it holds a distinct allure for residents and visitors alike.

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Cost Of Living At Bolgatanga 

 The average cost of living in Bolgatanga is Affordable

Sekondi-Takoradi – Western Region

Sekondi-Takoradi, commonly referred to as “Takoradi,” presents a harmonious fusion of affordable living, ample job opportunities, and proximity to picturesque beaches.

Cost Of Living At Sekondi-Takoradi

The average cost of living at Sekondi-Takoradi is moderate

Tema – Greater Accra Region

Tema, strategically positioned as a planned industrial city along the coastline, features a slightly elevated cost of living.

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However, it compensates with abundant employment opportunities and a diverse array of amenities, making it a noteworthy urban center.

Cost Of Living At Tema

The average cost of living at Tema is Moderate

Nsawam – Eastern Region

Nsawam, situated peacefully on the eastern outskirts of Accra, stands out as a town that offers affordable housing options and a tranquil living environment.

Cost Of Living At Nsawam

The average cost of living at Nsawam is affordable

Obuasi – Ashanti

Obuasi is well known for its gold mining industry and it offers affordable housing options, making it an attractive place to settle.

Cost of Living at Obuasi

The average cost of living at Obuasi is affordable

Kasoa – Central Region

Located just outside Accra, Kasoa presents an enticing prospect with its affordable housing options and convenient proximity to the capital city. This burgeoning urban enclave is experiencing rapid growth, fostering a dynamic and thriving community.

Cost of Living At Kasoa

The average cost of living at Kasoa is affordable

Wenchi – Bono Region

Situated in the Bono Region, Wenchi is a quaint town characterized by an economical cost of living and picturesque environs. It provides an idyllic setting conducive to a tranquil and unhurried lifestyle.

Cost Of Living At Wenchi

The average cost of living at Wenchi is affordable.

Axim – Western Region

Nestled along the coast in the Western Region, Axim is a coastal town that presents an opportunity for affordable living amidst pristine beaches and a serene environment.

Cost of Living At Axim

The cost of living at Axim is affordable

Keta – Volta

Situated on the Gulf of Guinea, Keta is renowned for its sandy beaches and cost-effective housing alternatives.

The locale offers a tranquil coastal lifestyle, making it an appealing choice for those seeking a serene residential experience.

Cost Of Living At Keta

The average cost of living at Keta is affordable

Akosombo – Eastern Region

Located in the Eastern Region, Akosombo is a small town celebrated for its panoramic vistas of the Volta River and the Akosombo Dam. The town offers affordable living options and an environment conducive to peace and tranquility.

Cost of Living At Akosombo

The average cost of living at Akosombo is Affordable

Why You Should Live In These Top 20 Affordable Places

Residing in an economically feasible location not only facilitates substantial savings but also opens avenues for additional investments.

Moreover, it affords individuals the peace of mind necessary to lead a fulfilling and unburdened life.


Our exploration encompassed the premier cost-effective cities to reside in within Ghana, complete with their respective regions, comprehensive descriptions, and insights into the cost of living.

Should you be contemplating a move to an economical locale, any of these highlighted places in Ghana present viable and attractive options.

If you want to know only about Accra, then you can check out affordable places to live in Accra.

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Rander Owusu Konaduhttps://mekabi.com/
Rander Owusu Konadu is a general nurse who loves writing articles surrounding food in Ghana, travel in Ghana, and everything surrounding Ghana. If I am not at the hospital, then you will definitely find me glued to my computer writing articles to help people searching for them on the web. You can reach Rander at +2330558482389 via call or WhatsApp

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